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In MyMemeCards, the meme card game, “At a fixed rate!” is an epic card of the Spanish Memes pack, number 50 of the collection, and the 46th best-known meme of its 300 cards. Here is what the meme means, where it comes from, and how to get its card.
What does the “At a fixed rate!” meme mean?
It is used alongside an exaggerated insistence on a specific point, repeated with almost excessive conviction. It is an ironic way to mock that kind of forced enthusiasm.
Where does the “At a fixed rate!” meme come from?
In 2017, an advert featured Silvia Charro and Simón Pérez recommending a fixed-rate mortgage with energy many found disproportionate to the subject. Their closing line, “¡a tipo fijo!”, delivered with insistence, quickly sparked mockery and edits on Spanish social media, becoming a reference for any exaggerated insistence.
- 2017Airing of Silvia Charro and Simón Pérez’s advert about fixed-rate mortgages.
How to use the “At a fixed rate!” meme
- He repeated his point “a tipo fijo” style, impossible to stop him.
- She sold her idea with full “a tipo fijo” energy.
- Classic pushy ad, full “a tipo fijo” vibes.
Also searched as
- “¡A tipo fijo!” repeated several times in a row
- a tipo fijo mortgage meme origin
- silvia charro simon perez mortgage ad
- hipotecas tipo fijo viral video
- a tipo fijo advert 2017
The “At a fixed rate!” card in MyMemeCards
| Number | No. 050 |
|---|---|
| Rarity | Epic |
| Collection | Spanish Memes pack |
| Fame | 88/100 · #46 of 300 |
| Recycle value | 20 MemeCoins (60 in Shiny) |
How to get the “At a fixed rate!” card
Every pack holds 5 meme cards, the first 3 of them Common; At a fixed rate! comes out of the Spanish Memes pack as an epic card. The pack odds say what each rarity weighs.
Your first pack is free and needs no account. After that a new free pack lands every 10 minutes, up to 3 waiting for you. You can also buy the card with MemeCoins on the market, bid for it at auction, or trade it — and a double recycles into 20 MemeCoins.
Open your free pack
5 meme cards, one of them at least Rare. One free pack per person.
Free · no account needed
Odds per card, averaged over a pack: Common 72%, Rare 23.9%, Epic 3.2%, Legendary 0.56%, Mythic 0.3%, Full Art ≤ 0.1%, Shiny 0.2%. Cards 1 to 3 are always Common, cards 4 and 5 climb the rarities. Rates drop for cards that circulate a lot. Details
Memes like “At a fixed rate!”
More cards of the Spanish Memes pack
Frequently asked questions
Where does “¡a tipo fijo!” come from?
From a 2017 mortgage advert featuring Silvia Charro and Simón Pérez.
Why did this line become a meme?
Because its insistent, exaggerated tone inspired mockery on social media.
What does the expression mean today?
It is used to mock any repeated insistence delivered with excessive conviction.
How do I get the At a fixed rate! meme card?
Open a pack of MyMemeCards: “At a fixed rate!” is an epic card of the Spanish Memes pack. Your first pack is free, with no account, and you can also buy, trade or win the card at auction.
How rare is the At a fixed rate! card?
It is an Epic card. Rarity decides which pack slot can deal it, and what it is worth on the market.
Sources: El Español - Los mejores memes de « hipotecas a tipo fijo » · checked on November 5, 2026.
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Want At a fixed rate! in your collection?
Open your free pack: 5 meme cards, no account needed.